Payment Terms & Conditions

1.	I hereby authorize Pathlab Health Management (M) Sdn. Bhd. (PHM) or its authorized collection agent iPay88 / MolPay (RazerPay) to charge to my above-indicated credit card/debit card(s) the applicable Membership Fees payable for MXM International Sdn Bhd.
2.	MediSaversVIP / MediBooster / PaSavers / MediSavers Prima Membership Program and the renewals thereof.
3.	In the event of changes in the Membership Fee due to change of age band and / or revision to the Membership Fee and / or revision to the Insurance Premium imposed by the Insurance Underwriter(s), I hereby authorize MXM to charge the above credit / debit card(s) indicated above with the amount being the revised rates.
4.	In the event, that credit card/debit card(s) payment is declined for whatsoever reasons, the Membership benefits and Insurance Policy will automatically be cancelled. The Insurance Underwriter(s), PHM and/or MXM shall not be held liable for any claims incurred thereafter and I hereby agree to indemnity and keep the said parties indemnified against any liabilities and/or claims which might arise after such cancellation.
5.	MXM reserves the right at its own discretion to vary delete or add to any of these terms and conditions from time to time.

Monthly Standing Instruction (MSI)

1.	I acknowledge that MediSavers VIP Membership Program is automatically renewable on anniversary of each Membership period up to year 2115.
2.	I understand and acknowledge that the Membership Fee during renewal may vary due to change of age band and/or revision to the Membership Fee and/or revision to the Insurance Premium imposed by the insurance underwriter(s).
3.	In the event due to whatsoever reason, I shall discontinue my membership with MXM, I shall give at least Sixty (60) Days Discontinuation Notice in writing prior to the date of expiry of my prevailing Membership. I acknowledge and understand that upon receipt of such Notice, MXM shall utilize the deposit to off-set the final monthly installment payable for my Membership Fee or the overdue monthly installment(s).
4.	In the event that Membership Fee cannot be successfully processed for two (2) consecutive months, MXM reserves the right to cancel the membership accordingly.
5.	MXM reserves the right at its own discretion to vary delete or add to any of these terms and conditions from time to time.