🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

🕌💠🌙 Up to RM300* OFF + 10% OFF via SPayLater (capped RM100*)

00 Days 00 Hrs 00 Mins 00 Secs Left

raya reward

Participating Providers:

tune protect
takaful ikhlas
takaful malaysia
lonpac insurance

Cheapest Way to Get
Motor Insurance & Takaful

Get a quote and secure your car in minutes with flexible up to 24-month SPayLater instalments - smart, simple protection for every Malaysian driver

Trusted motor insurance and takaful since 1998 by Malaysians

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Get Your Quote!

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Pick the benefits that work best for you.

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Frequently Asked Questions (FAQs)

Everything You Need to Know

Just fill in the form and our team will get in touch with you shortly.

You can renew up to 2 months (60 days) before your current insurance expires. Early renewal helps you lock in rates and avoid last-minute penalties or gaps in coverage.

Yes—just fill in the form and we’ll help you renew both your insurance and road tax together.

In most cases, yes. Online renewals often come with exclusive promotions, discounts, and cashback offers which usually not available at physical counters.

Comprehensive covers damages to your car and others, while third-party only covers the other vehicle. If your car is under 10 years old, comprehensive is recommended.

Yes, especially if you park outdoors often or travel on highways. Windscreen replacement can cost hundreds or thousands of ringgit. Add-on protection is cheap and saves you the headache later.

Use MyCarInfo to check your NCD.

Even if your car is idle, accidents, theft, or natural disasters can happen. A valid insurance is also required by law to renew road tax.

Popular add-ons include special perils (flood), windscreen, unlimited towing, all-driver coverage, and personal accident.

Yes. Most insurers allow special perils for older cars too, especially if you live in flood-prone areas. It's highly recommended.

Yes. Drop your details in the form—we’ll reach out to assist you with your renewal.

Your NCD may be reset to 0%, you'll be exposed to liabilities, and you won't be able to renew your road tax. You may also face fines from JPJ.

Takaful follows Islamic principles and profits are shared. Conventional insurance works on risk pooling. Both are valid.

Yes, you can use SPayLater or choose monthly instalments to renew your car insurance.

Instantly. Once payment is made, your policy is generated within minutes and emailed to you.

Review your car's age, value, location (flood risk), daily usage, and whether you need protection for family or company car.

Insured must aged between 17 (after birthdate) up until 85 years only.

Factors include market value of the car, car model, location, NCD, and any add-ons chosen.

If you commute daily, live in flood-prone areas, or park in open lots, consider windscreen and special perils.

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Important Notice: Pathlab Health Management (M) Sdn Bhd (“PHM”) is a corporate insurance agency specializing in comprehensive insurance and takaful services since 1998. PHM does not authorise any intermediaries, third parties or representatives to distribute, promote, market, or sell its products or services. All applications and onboarding processes must be submitted directly by applicants to PHM. PHM’s operations are strictly based on self-directed , direct application basis by the applicants. PHM is not liable for any advice, assistance, promises, or representations made by unauthorised individuals or entities. PHM reserves the right to reject any applications submitted via unauthorised channels. For accurate and updated information, please refer only to PHM’s official website, social media account, and customer support channels. Please ensure all details are obtained from PHM’s verified sources.